Planning to use SRS to invest via DBS on Franklin Technology Fund, opinions on this?

You can include Artificial intelligence trust fund too into your Tech exposure, probably may be a good potentia fund for long term future investment

Hi, given the past performance it could seem successful,

however it has prohibitively high annual fees of 1.81% (TER - total expense ratio).

It gives as it's benchmark index the MSCI World Information Technology Index,

and on this factsheet (see chart) You can see that the fund is underperforming (!) it's own benchmark:

https://www.google.com/url?sa=t&rct=j&q=&esrc=s...

So there are better choices:

-the newly created iShares MSCI World Information Technology Sector UCITS ETF USD (Dist), tickers: WITS or (on Xetra: AYEW); which indeed tracks that benchmark index mentioned above, TER = only 0.25% per year

-Vanguard Information Technology ETF, ticker VGT, TER = only 0.10% per year

-however avoid the similar Lyxor MSCI World Information Technology TR UCITS ETF C-EUR, since it is not physically replicated but created by underlying very risky SWAPs

-and avoid mutual funds/unit trusts completely (like the Franklin one), because with rare exceptions their fees from a contemporary perspective are horrendous and not prudent

-to see how the mutual fund industry damages the retail investor, You could download and read this superb (and evidence based) book on investing: https://b-ok.cc/book/2657535/1e35cb

-see also for comparison VGT versus MSCI World Info Tech ETFs (here with UK:TNOW as a substitute) versus SP500 the following longterm chart:

-you could also self-invest with quarterly or even semiannually (instead of monthly via savings plan) lump sum investments without savings plan, reduction of avoidable fees is so important for retail investors​​​