Anonymous

25 Jan 2024

∙

Paying monthly home loan with 100% CPF for my private property

I am currently paying my monthly home loan with half cash and half cpf.

With mortage interest rates at more than 3% now, does it make more sense to pay my monthly home loan with full CPF?

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Kasper Toh

03 Feb 2024

You have to consider what is your next move.

Do you plan to refinance? Do you intend to sell and purchase your next home? What are you going to use your spare cash?

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Seedname

Edited 27 Jan 2024

If you can got ability to manage cash and invest better than 3%, just keep your cash then.

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Li Elizabeth

26 Jan 2024

For myself, when I am cash tight, I use CPF, but I do not like to see the incurred interest being th...

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