Anonymous

13d ago

∙

PAYING HDB BTO WITH CPF, WITHOUT HOUSING LOAN Has anyone used CPF to pay for BTO without taking a loan? Is it monthly deduction or lumpsum full flat price deduction from CPF OA?

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BRYANT

10d ago

CPF OA interst 2.5% loss

and you also owe yourself 2.5% interest 2.5%.

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Tan Yi Kim

10d ago

1 lumpsum

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Pet N

11d ago

Without taking loan, it's lump sum flat price from CPF OA + whatever cash you have....

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What is your opinion on using only cash every month to pay for hdb loan repayment instead of using full OA CPF to pay hdb loan every month?

Been paying using CPF for my first flat (resale) without cash top-ups. I also have about 80k in my OA. Should I use a portion of my OA to clear my hdb loan? Why or why not? Thanks!

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