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Mandy Ng

11 May 2023

βˆ™

Credit Cards

New to bank status

If I cancelled my HSBC credit card in May 2022, can I apply for a new card in June 2023 - will that qualify me as a new to bank customer since that is more than a year (12 months) later?

Discussion (13)

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Chin Guo Qiang (ITIL4 / CSPO / CSM)

Edited 15 May 2023

Assistant Vice President, IT Operations at Bank of China Limited

Seems like you are qualified, but do check with the bank for further confirmation on this in person, just to play safe.

Hi Mandy, yes 12 months is enough.

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You can see it here in HSBC Credit Card T&C paragraph 9: https://www.hsbc.com.sg/content/dam/hsbc/sg/doc...

Definitely, however some banks do keep track records and might still regard you as not new to bank. SC is one

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Yes 1 year is enough generally...

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