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Anonymous
For some additional info: The elderly couple's health is pretty okay overall, but there is some history of heart conditions and the odd joint pain from old age.
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Tan Li Xing
29 Apr 2020
Financial Consultant at Prudential Assurance Company (Singapore)
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Colin Lim
28 Apr 2020
Financial Services Consultant at Colin Lim
Your relatives are holding working passes? their parents can get the dependent pass....however like Hariz said...the last entry age is 75...
Global Health insurance like AXA is last entry age is 80 years old.
and also there is pre exisiting conditions of the heart and Joint pain problem... at the old age, underwriters have their guidlines to follow.
I suggest to self insured....cos they are not able to cover as they are past 75, secondly is their health conditions...
You can reach out to me how they can self insured.
#planwithcolin
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Hariz Arthur Maloy
28 Apr 2020
Independent Financial Advisor at Promiseland Independent
Hi Anon, from my knowledge I believe they have surpassed the latest age of entry of most if not all,...
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Hi Anon,
I think based on what you just mentioned, I am unsure if they are able to purchase any health/ medical insurance at this point of time.
As Colin, mentioned you could look at being self-insured, and usually it's in the way of building up the current reserves. It can be via short term endowment plans or high yield bonds.