My partner and I have been putting aside an amount on a monthly basis. We’ve been exploring roboadvisors to put a small part of the funds to use. Advice please!

Hi Anon,

I think it's great that both you and your partner are looking to start investing!

One word of caution though - 3 years is a relatively short time when it comes to investing. There's not much guarantee that you will be able to achieve positive returns in such a short time frame, especially if the equity allocation in the portfolio is large.

If you really want to invest some money, you may want to consider more conservative portfolios with a higher % allocation to fixed income/gold (Syfe Core has one portfolio like this, as does StashAway)

Personally, my partner and I are keeping our wedding/housing money in savings accounts because we don't want to take any risks that may delay our plans (ie if we are short of money due to investments being in the red).

At the end of the day, as long as both you and your partner are aware of and comfortable with the risks involved, then I think it's fine!

Hope this helps!

Regards,
thefrugalstudent