Medical insurance "stacking"?

Great question about medical insurance stacking! For a deeper dive into how your coverage works, you might find margin calculation helpful in understanding potential claim scenarios. It's often possible to have multiple plans, and they can sometimes coordinate benefits.

In many cases, it is possible to have more than one medical insurance coverage from different insurers. This is known as having dual coverage. When you have multiple insurance plans, they typically coordinate to determine which plan is the primary payer and which is the secondary payer. The primary plan pays your medical expenses first, and the secondary plan may cover some or all of the remaining costs, depending on the terms of the plans.

It's essential to review just fall the terms and conditions of both insurance plans to understand how they work together. Some plans may have clauses that limit coverage when you have other insurance.