Hi there,
To understand your question better, if you are asking in the angle of, "What i might receive as a consumer, with regards to the different insurers in Singapore?", there is no definitive way to determine the actual bonus distribution rate across the board.
This is due to a few factors, such as the design of the plan in question, the contribution period, the tenure of the entire policy and the amount of premiums being paid for the policy in question.
The best way to gauge the companies ability to deliver on its illustrated bonus distribution, you will have to reference the companies participating fund performance over a period of 10 years with the policy illustrations for your policy. If you own a policy with cash value currently, you can check your bonus distributions to check whether its in line with the illustrated returns.
To have a better understanding you can google. "XXX Participating Fund Performance 2019". You should be able to get enough information with regards to the company's performance and its ability to deliver the illustrated values.
I hope i have answered the question satisfactorily! Have a great week ahead!
Hi there,
To understand your question better, if you are asking in the angle of, "What i might receive as a consumer, with regards to the different insurers in Singapore?", there is no definitive way to determine the actual bonus distribution rate across the board.
This is due to a few factors, such as the design of the plan in question, the contribution period, the tenure of the entire policy and the amount of premiums being paid for the policy in question.
The best way to gauge the companies ability to deliver on its illustrated bonus distribution, you will have to reference the companies participating fund performance over a period of 10 years with the policy illustrations for your policy. If you own a policy with cash value currently, you can check your bonus distributions to check whether its in line with the illustrated returns.
To have a better understanding you can google. "XXX Participating Fund Performance 2019". You should be able to get enough information with regards to the company's performance and its ability to deliver the illustrated values.
I hope i have answered the question satisfactorily! Have a great week ahead!