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Looking to make a switch from DBS Multiplier to OCBC 365. Should I close my account entirely?
Hi, I'm a 27 y/o using a DBS Multiplier Account + a DBS Altitude Card. I'm looking to take on bill payments for my parents (telco, utility bills, insurance). Because the DBS Altitude doesn't give me any miles for bill payments + insurance, I'm looking to switch over to OCBC 365. I'm not looking to keep too many cards or bank accounts so I might close the DBS Multiplier when I move over to OCBC. Is it ok to do that? Does this affect my credit score or should I consider keeping the DBS account up?
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Or would it make sense to keep DBS Multiplier as bank account and just get the OCBC 365 card itself?
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It won't affect your credit score.
Personally I keep multiple bank accounts as it
1. Makes it easy to segregate my money so I only touch what is in my spending account
2. DBS ATMs often have long queues so I just draw money at OCBC ATMs which usually have nobody and then ibank money between my own accounts lol