Looking for critical illness plan and considering Aviva multipay. I prefer an agent that represent a few insurance carriers so I can get to understand and compare. Any suggestions?

As with all other opinions, we do not encourage people to surrender / terminate your policies unless there is no longer a need for it.

Most agents with tie-ups or partnership would be able to compare it. You would definitely like to work with agents who have tie up with other agency (Like Great Eastern / Prudential/IFA) which then, they are able to provide comparision even without approaching those companies.

Hi there. I cover 9 companies including Aviva, NTUC, Manulife, AXA etc. Aviva's MultiPay CI as you have found, is one of the most value for money CI plans in the market. There are also one or two other companies with an equally strong CI plan.

You can terminate MultiPay anytime, as there is no cash value that's growing.

Do feel free to have a chat with me here if you want to know more.​​​