Is there a possibility of your capital going in the red for Syfe Cash+?

Generally I'd think the possibility is quite remote. The underlying funds have relatively short maturities, so the duration risk you're taking is not a lot.

The real risk is the risk of the underlying fund assets defaulting. In that case, you could lose your capital. But the fund holdings are predominantly SG government and high-quality corporate bonds, so I wouldn't be too worried.

Ultimately, since Cash+ is not SDIC protected, there's always that risk, no matter how small. The question is whether you're comfortable taking this incremental risk for the higher yield.

If not, you can check out Dash EasyEarn or GIGANTIQ, which are SDIC protected. I wrote a review here - do check it out :)

Hi! A similar question was posed during our webinar with Lion Global Investors last week. You can view the recording here: https://www.youtube.com/watch?v=ra3NWAAWWnc&fea...

Generally, the projected return for Syfe Cash+ may fluctuate based on the performance of the underlying funds. But given the short weighted duration of the Cash+ portfolio (about 1.12 years), it is highly likely you'll receive the projected return if you hold the portfolio to maturity.

I hope this clarifies!