Is the OCBC Titanium or UOB Lady's card better for miles?

Depends on your spending habits!

I have been using UOB Lady's to earn miles for my dining transactions.

IMO OCBC Titanium is similar to DBS WWMC's offering, which I have been utilising, and thus UOB Lady works better for me since I dine out 80% of the time.

Hi Anon,

I personally haven't used either of them, but here's my thoughts between the 2 from what I've read online.

Both cards are good picks, with OCBC Titanium offering 4mpd on retail/online shopping and UOB Lady's offering 4mpd on various categories.

I would say it depends on what gaps you need the card to fill in your wallet. Is it going to be your first miles card? Or is it going to complement your existing cards by covering categories you don't already have 4mpd cards for?

If you need a card for retail and online shopping, OCBC Titanium does the job well - but that's all it's good for.

On the other hand, the UOB Lady's card offers versatility, allowing you to change the category for bonus miles every quarter. This means that if you are able to plan your expenses in advance, you may be able to utilise it quite effectively to complement the other cards that you already have.

At the end of the day, they're both good cards to consider getting. There's no reason you can't end up getting both to cover different categories of expenses!

Other cards that reward 4mpd include UOB PPV and HSBC Revolution, if you're keen to explore other options.

Hope this helps!

Regards,
thefrugalstudent