Is Syfe Equity 100 better alternative to VTI / S&P500 in achieving FIRE?

Hi there,

There are many roads that can lead to FIRE.

Some e.g. include alternative sources of income, starting a biz besides investing be it passively via an index fund ETF like the S&P500 or actively from picking stocks.

As for performance of Syfe's Equity100 vs VTI (Vanguard Total Market index rather; VOO is Vanguard's S&P500 index), it's good to know the composition of ETFs in Syfe's E100 portfolio: globally diversified ETFs both in geography and industries. It has significant exposure to US and growing exposure to China market: large cap tech companies.

In sum, Syfe's E100 portfolio is more diversified by investing beyond the US market Vs VTI that is concentrated solely in the US market. So, you have to ask yourself if you're bullish on the US economy solely or would you rather have exposure to other markets like China and emerging markets. Do some research and decide based on your conviction because that's what will help you stay invested when there are market dips in a downturn.​​​

Lazy = robo advisor, in this case syfe.

Save money and wiser = dca into vti or voo when it dips/higher lows.

Have tjis portfolio myself. Performance is about 12% for the past one year. Not too bad I would say.

Syfe is probably a good starting point but as your bucket grow larger it'll make more sense to move it to DIY to save cost.