Is opening DBS Invest Saver (min $100) to increase DBS multiplier interest rate for 12 mths worth it? Or just transfer my salary to Stashaway Simple / Endowus Cash?

Hi Marcus,

You may want to look the underlying investment options for DBS invest saver and see if it something that you want to invest into in the first place.

With Endowus Cash Smart, you are getting the returns of a portfolio of cash funds/short dated bond funds that will adjust itself according based on market performance.

When interest rates increase, the projected returns of Endowus Cash Smart account will correspondingly increase as well. In that way you are always getting a fair return for the risk that you take. You can read more here about how our Cash Smart portfolios have done recently.

Hope this helps!