Is it wise to apply for Regular Saving (VOO) even though Robo-advisor has set aside for (QQQ) in Equity100?

There's some overlap in the exposure to tech and US companies via VOO and Equity100. But Equity100 has quite a strong tilt to Chinese stocks too via KWEB and MCHI. If you don't really have Chinese market exposure in your portfolio, Equity100 could help plug the gaps.

Hi Anon,

That's a valid question to be asking. I wouldn't call it clashing, it's simply an overlap. What this means is that on top of the exposure you're getting from Equity100, you have extra exposure with VOO from your RSP. So any movements that affect US large cap will affect your portfolio more than normal.

This is perfectly fine if you're bullish on US large cap and think they will do well moving forward. If not, then this won't be necessary and you can just stick to Equity100 alone.

Hope this helps!

Regards,
thefrugalstudent