Is it normal for employers to not give allowances, bonuses and CPF contribution?

Hi Anon, yes certain allowances and bonuses will attract cpf contribution from employee and employer. However some allowances do not attract cpf contributions.

For example cpf contributions are not payable for travel reimbursements for transport expenses. E.g transport expenses where the employer is obliged to pay. But if the transport allowance is included in your wages, then yes cpf contributions are payable in it.

Your annual cash bonuses should also incur cpf contributions.

Your employer should be contributing their employer's portion of cpf on these allowances and bonuses. If you feel that your company is non-compliant in this aspect, you can report to Mom. You can read this link here:

https://www.mom.gov.sg/employment-practices/emp...

Penalties for not paying cpf (from Mom website):

Late payment interest charged at 18% per annum (1.5% per month), starting from the first day of the following month after the contributions are due. The minimum interest payable is $5 per month.

A fine of up to $5,000 and no less than $1,000 per offence and/or up to 6 months jail.
A fine of up to $10,000 and no less than $2,000 per offence and/or 12 months jail for repeat offenders.

Fine of up to $10,000, imprisonment of up to 7 years or both if you deduct your employee’s share of CPF contributions but fail to pay the contributions to CPF Board.

All allowances and bonus are subject to CPF as well and are also subject to certain ceiling/cap.

It is completely not normal and not right not to include them for CPF contribution. Please report this to CPF.

https://www.cpf.gov.sg/members/Tools/online-dem...

It may be a hassle to report, but please do as it is your hard earn money. Protect youself. Do also note that the company is required to backpay pass unpaid contributions and its interest as well if they are found guilty of non payment.