Is DBS Multi-Currency or YouTrip better?

Personally, I prefer Youtrip for the competitive rates.

I just used Youtrip on my Japan trip, and found rates to be comparable to what I could get from the Raffles Place money changers.

Another big plus - when I was out of JPY for a transaction, it converted my SGD to JPY. Which also means, no small change that I need to change back to SGD when I get back! For me, that's a nice plus since I typically don't like to change it back to local currency.

I don't mind using it as a one-way wallet, because I use Youtrip as an EZ-Link card as well for my local commute!

Get S$10 free money after your first top up on Youtrip with this link! https://youtrip.app.link/HUI%20JUN128899** **Update June 2019: 9 more available!

If you're comparing by number of currencies either support, DBS Multi-Currency supports more (12 + SGD vs 10). If you do not have a DBS account, YouTrip will be a more convenient solution since it's an app.