Is anyone using StashAway.sg? Any reviews on it?

I am using Stashaway, i have been giving alot of reviews on stashaway.
There are things, i like about stashaway.
1) flexibility in investing, you can have multiple portfolios according to your risk index. You can invest everyday,which i did in Mar when US market S&P500 goes down. I use S&P500 as a benchmark to dollar cost average every other day,and now my returns is 34%!
2) the mobile app is user friendly, easy to use.
3) i communicate with their team via whatsapp if i have queries. They are prompt in replying.
4) you can use your srs, cash
5) lastly is stashaway is a robo-advisor... You do not need to research on the various stocks. You save time. And TIME is PRECIOUS!

This is my review on Stashaway which I also posted here: https://seedly.sg/reviews/robo-advisors/stashaway

I have been on Stashaway for over 3 years. Here is what I found.

With the recent downturn (as of Aril 2020) my overall returns are suddenly all wiped out over the 3 years, but hey that's what investing is like.

Pros:

• Really simple to use and start with only $100, I started with $1k and a monthly deposit of $100

• Very attractive management fees only a few dollars every month

• Overall returns were good, at around 25% to 30% at its peak. (Also, the rebalancing was interesting, with email reminders etc.)

• I like the iOS app which allows me to track my investment performance on the go
  Cons:

• There was over 1.5 months where returns stagnated even dropped a little bit

• This was mainly due to currency risk (as Stashaway invests in USD rather than SGD)

• I think where you put your lump sum investment at the start really matters especially when I believe all SG investors in US markets would have been affected by the currency loss.