Anonymous

26 Nov 2020

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In what situations am I actually liable to pay HDB levy - BTO to BTO and Resale (grant taken) to Resale / BTO only?

When situations am I actually liable to pay HDB levy?

AMA Stacked Homes

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Ryan Ong

26 Nov 2020

Partner at Stacked Homes

You need to pay the resale levy whenever you sell a subsidised flat (i.e. with grants), and buy a second subsidised flat or a new EC.

You don't pay it if you're buying an HDB resale flat, or a private property.

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J

25 Nov 2020

You need to pay resale levy only when the HDB you are selling is a BTO or new EC after 2013 when you bought it or you bought a resale HDB using housing grants, and then buy another same kind of houses (BTO, new EC, or resale with housing grant)

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Are you team HDB BTO or HDB resale? Amongst millennials, BTO is a hot favourite but recently my other peers are actually considering resale. Would you consider resale if you are applicable for BTO?

Single owner of resale HDB flat (used CPF and HDB loan), don't expect to fully pay off by retirement age. Is it possible for me to still d/g to smaller HDB (BTO or resale) in 10-15 years time?

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Hi David, may I know on average how much downpayment for mortgage do I need to pay for a normal HDB BTO or HDB resale flat?