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Anonymous
In regards to the Ntuc Enhanced Incomeshield, what is the difference in benefits for the Deluxe and Classic care rider?
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Hariz Arthur Maloy
15 Oct 2020
Independent Financial Advisor at Promiseland Independent
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Hi Anon,
The main difference is the co-insurance that has to be paid by the insured.
Deluxe Care is at 5% with a 3k cap, and Classic Care is at 10% with a $3k cap. Both riders also encourages you to seek a panel doctor, if you don't you'll have no caps on your co-insurance.
In addition, seeking a non panel doctor under Classic Care also imposes a $2,000 extra payment.
The brochure here explains this well. https://www.income.com.sg/kcassets/7a9a622c-41c...
Pages 14 and 15.