Im in my mid 20s currently in my final year of poly, I am going to have about 3k saved up from my part time job. Where should I invest?

Try out Hodlnaut instead! They are a startup in Singapore and has been around since 2019!

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Their high interest rate are also very attractive where u can earn up to 12.7% APY for USD and USDT, 7.5% APY for ETH and BTC!

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Also, they have this function for you to earn your interest on the preferred choice of the coin you want! Honestly, this is a game-changer for me where I can earn more ETH with the rates of USDC!

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Hi Zhen An, its great that you want to start investing early.

Firstly, you have to ensure that you will not need this 3k in the near future. If it is part of your emergency funds, i would not invest it. This is because we want to avoid any situation where we need cash and are forces to liquidate at a bad timing (at a loss). The pandemic is a great example of such unexpected events.

If you already have an emergency fund, I would say DCA this 3k into a broad etf such as CSPX or VWRA. This is because 3k is considerably small and you want to minimise transaction fees and maintain diversification. Such ETFs are the most cost effective way to do so!

Considering that you already have crypto, buying stock etfs will ensure greater diversification.

If you'd like to find out more, check out my website in my bio! I have an article on "how to start investing with a small capital" that you may find relevant.

Hope this helps!