If you could give young Singaporeans only one investing principle to follow for the next 30 years, what would it be and why?

For a young investor, the simple first investment step is to buy ETFs, especially the broad ETFs, like VWRA. CSPX, EIMI, EXUS.

Focus on global equities for compounding and resilient local yield, and let time do the heavy lifting. Most important stay liquid!!

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Reason

Solely depend on capital gain (growth engine) means you are always at mercy of market cycle. Including dividend (income engine) in early age accelerate stream of passive income that can eventually cover your core expenses, giving you optionality.