If I want to start using Stashaway, does it make sense for me to start now or wait till USD drop or wait till the coming market crash to start?

The best time is start investing is now - put in a small amount that you are comfortable with and becoming more familiar with how the market works. Once you have build up your confidence and knowledge, then you can decide whether you should increase the amount or consider other investment options. The first step is always the hardest!

As how the old adage goes, time in the market is better than timing the market. There is no right time to enter the market since the market is ever fluctuating. You can do dollar cost averaging to even out the risk.

If you are not sure when to start, maybe you can consider using DCA method. Put in a fixed amount every month. By doing this, you are averaging out your entry point, be it currency or equities.

Hi, good question. Unfortunately (or fortunately?) nobody can predict the markets, so nobody knows if the U.S. market is already "too high", we hear this since years by black swan prophets. However (like in the past), crashes will come, some of them pretty bad, some tolerable (like year and 2018).

To circumnavigate these crashes just invest regularly for cost averaging and use buy&hold strategy without fear nor panic.