facebookIf I seek professsional help for mental conditions arising from the pandemic ie anxiety, I have to declare when I buy health insurance next time? - Seedly

Advertisement

Anonymous

20 Oct 2020

Insurance

If I seek professsional help for mental conditions arising from the pandemic ie anxiety, I have to declare when I buy health insurance next time?

There is no way to prove that the anxiety arises due to the pandemic and if there was no pandemic, I wouldn't have anxiety issues..

Discussion (1)

What are your thoughts?

Learn how to style your text

Pang Zhe Liang

20 Oct 2020

Lead of Research & Solutions at Havend Pte Ltd

Above all, you should declare your current health to the insurer. Thereupon, the underwriter will assess your case based on your health status then.

Regardless of whether it is due to the pandemic or not, leave it to the underwriter to give you a fair evaluation. Altogether, you won't want to be caught in a situation where you get penalised for not declaring your medical condition back then.

I share quality content on estate planning and financial planning here.

Write your thoughts

Related Products

Income IncomeShield Integrated Shield Plan

Income IncomeShield Integrated Shield Plan

4.4

303 Reviews

NTUC Income IncomeShield Integrated Shield Plan Preferred

$1,500,000

LIMIT PER POLICY YEAR

180 / 365 days

PRE & POST HOSPITAL

As Charged

OUTPATIENT BENEFITS

Private Hospital

WARD ENTITLEMENT

Raffles Shield Integrated Shield Plan

Raffles Shield Integrated Shield Plan

Verified Account

4.5

82 Reviews

AIA HealthShield Gold Max Integrated Shield Plan

AIA HealthShield Gold Max Integrated Shield Plan

4.2

19 Reviews

Advertisement