I saw the Syfe article talking about their performance against the market. Would like to understand better how it works? Can anyone explain simply?

Hello! I believe you're referring to this article https://www.syfe.com/magazine/coronavirus-pande...

Simply put, our portfolio outperformance is due to their broad diversification and Syfe's ARI strategy (automated risk-managed investing). ARI ensures that portfolio risk is always kept in line with our clients' desired risk level. Given the ongoing market volatility, ARI pulled back on some of the allocation to higher-risk equities, while increasing the share of lower-risk bonds. This kept portfolio risk in line with our investors’ risk tolerance. With less volatility experienced, they were less likely to panic sell when markets tumbled.

Do note that this portfolio allocation will not be permanent. When volatility starts to subside, the share of equities in the portfolio will increase again to benefit from the recovery.

If you're thinking about investing in Syfe, you might benefit from a chat with our advisors. They will be able to offer more personalised investing advice and answer any other questions you may have https://www.syfe.com/financial-advisors

All the best!

Did not read the article. But I guess it is comparison between passive and active.

I am a believer in passive investing. The "boglehead" type of investors. Simply over time, timing the market will underperform.

It is always a good time to invest.

Generally, robos have lower fees compared to traditional brokers, financial advisers and UT providers and are more flexible with investment frequency and amount. Personally, I have most of my investable monies with robos.

Hope this helps.​​​