I’m gay, in my mid thirties, earn a decent salary, have no kids, no car loan, no home loan, and my portfolio will hit S$1 million in 5 years’ time. How would you live my life if you were me?

If I were in your shoes, I’d probably balance between enjoying life now and securing even more for the future. On the investment side, you could look into diversifying into global ETFs, some REITs for passive income, or even consider a property purchase if it fits your lifestyle.

Lifestyle-wise, with no big loans and a strong portfolio, I’d definitely allocate some money to travel, new hobbies, and building connections. Since you mentioned being gay, community and relationships can also play a huge role in fulfillment. You might find some interesting conversations and suggestions here: https://forum.wishmood.com/threads/what-gay-hoo...

Quit my job.

travel around the world.

live life on my own terms.

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(writing this while stuck at my parent-in-laws' house even though I'm on holiday because my son is running a fever)

just do fun and memorable things!

If you retired and got nothing to do. Create youtube channel to teach people how to achieve financial freedom at young age like you.

People sufferring due to the increase in living cost and lack of financial knoweldge. It will only get worst in future.

What are some of your dreams/goals? Maybe if you answer that question for yourself, it will help you answer what would you do with your money and choices moving from here?