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Anonymous
I prefer no f&b, tuition and driver pt job.
I'm working as full time admin take home pay $1400/mth, studying part time diploma. Currently highest education level is O level.
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Cryotosensei
03 Mar 2023
Blogger at diaperfinancingfund.blogspot.com
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Do some budgetting, and make sure you stick to it all the way.
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Rais M
06 Mar 2020
Accountant at SME
First, you should start tracking your expenses. Once you know how your expenses are, work out a budget. In this budget, please assign paying yourself (to another bank account) at least 10% of your income as your savings. You will first need to accumulate your emergency funds of 3 to 6 months of expenses. Perhaps at this point you should focus on accumulating your savings rather than going into investing. But if you do have $100 to spare, you can consider POSB Invest Saver.
As for side income, it could be challenging to find one if you have restrictions. Perhaps you can start off by selling things you don't need in Carousell. You will be surprised by how much money you can 'earn' out of it.
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I would start off by tracking my expenses to know where my money is going. Once you have a clearer idea on how much you are spending each month and what are you spending on, then you can have a more objective POV of where to cut down to save your money from there.
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Hmm, maybe you can consider taking up events job like IT show which happens every 3-4 months. But th...
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Pay yourself first.
Have a specific saving goal. Example, last year I aimed to save $15300 in my Supplementary Retirement Scheme. You can infer that I went all out to fulfill this goal