I’m a PR. How should I plan to buy a condo unit in Singapore?

U hv equal chance like anyone else in buying condo. The biggest concern for PR is the 5% ABSD.
First you need to check yr cash plus cpf for downpayment.
The total initial payment for condo is 25% Dp +3% SD + 5% ABSD = 33%.
Next you need a mortgage broker to check yr loan ability.
Once all these settled, look for a good agent for advise on good deal.

Firstly, we need to have a complete understanding on our cashflow. Through this process, we will understand our earning ability and spending habit. Here is a guide to help you: https://www.blog.pzl.sg/understanding-your-pers...

In order to buy a private condo in Singapore, we need to first find out its cost. Thereafter, we need to set aside 25% to 30% of the property value for its downpayment and related charges. Thereafter, we need to ensure affordability for the long term.

To do so, create a budget that is capable of helping you to plan for the future. The best way to do this is via automation and this is how I do mine: https://www.blog.pzl.sg/how-to-create-a-monthly...

Through this process, it helps you to understand your finances and to ensure that we find a unit that fits into your financial profile. Furthermore, we will also need to set aside money for other cost, e.g. renovation and furniture, monthly maintenance and upkeep.

With this in mind, always go back to the basics by understanding your finances and see the range of untis that fits into your future.

Here is everything about me and what I do best.