I'd like to make regular investments into ETF but still like to time the market a little (buying more during dips).

Hello!

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There is the saying "time in the market beats timing the market". Timing the markets is no easy task, and is something that even the best of the best professionals in the industry fail to do consistently. So for you to reasonably hope to outperform by timing the markets, you need to be extremely well read and up to date with the latest economic and financial news.

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For most of us here, we will be probably better off by just dollar cost averaging into the markets.

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However I do understand that some of us out there like the adrenaline that comes with stock picking. It is a common human behaviour and there are ways that we can manage it. If i were you, I would set aside 80-90% of my funds to do disciplined dollar cost averaging. As for the remaining sum, I can let my "gambling" side of me take over and try out crypto or other highly volatile assets.

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That way we get to try out new things, but yet still maintain a relatively stable and consistent portoflio.

The best time to start investing would be now. Maybe you'll like to consider Dollar Cost Averaging insetad. DCA is a concept whereby you split up a lump sum of money to smaller portions, and invest that same amount at a regular intervals (eg. monthly). The rationale is to put aside emotions so that you'll pick up the habit of investing regularly instead of trying to time the market. In the long run, the price will average out.

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Time in the market beats timing the market. Just start early and enjoy the power of compounding.