I am working for around a yr and is using the Multiplier account to grow my money. Looking towards investments to grow my money - Digiportfolio or Invest Saver or keep all in Multiplier account?

Hi there,

it’s great that you’re planning ahead for marriage and BTO. However, you should be focusing on both short term and long- term savings.

As somebody already mentioned, a great way to take advantage of current market conditions is to invest in ETFs. I’d recommend a platform called kristal.AI because it has zero fees for your first $50K (a deal you won’t find on any other platforms) and you get global access to a wide range of ETFs. They also have an algorithm you can use to get personalized investment recommendations so you don’t have to worry about timing the market.

You can also look up their SIP program which allows you to invest smaller in longer period of time with bigger benefits compare to Lump Sump investment.

Here's the link to kristal.AI's review

https://seedly.sg/reviews/robo-advisors/kristal-ai

Hope this helps,

Cynthia

Congrats on getting married. in the next 2 years... you may need spend alot of money ... wedding photoshoot, wedding banquet, etc...

bto have to depend on luck...so if u are lucky u can get it...if not, any plan B? Resale? If resale u may need to calculate your cashflows and how much is your budget for your resale. Renovation?

for digiportfolio and DBS investsaver...I tried...I don't like it..

if u want short term gains during this period..focus on US ETFs , I recommend stashaway...

otherwise continue to put into your multiplier account.. because u may need it soon 1 to 2 years time.

you can reach out to me for more financial planning

#planwithcolin