I am going to be welcoming a child soon. What expenses do I need to look at? Is going to childcare important for early education?

For me, I was unprepared when my son got bad diahhorea and had to be hospitaliased.

The costs consist of medical expenses, baby gear, childproofing, childcare costs, health insurance, and saving for education. These expenses need to consider, as well as childcare and early education including:

1. Enrolling your child in childcare offers social, emotional, cognitive, and language development opportunities.
2. It provides a structured learning environment and early intervention if needed.
3. Some programs offer parental support and resources.

The above choices of childcare and early education depends on your situation and preferences.

Time is the biggest expense. Other than the necessities, prep a UV sterilizer/dryer as it saves time. And do set aside some emergency funds for hospital/medical bills. Baby tend to fall sick easily and pediatric can be expensive. How much to spend on early education is a personal opinion. 小时了了，大未必佳 I personally think spending time and teaching values is more important.

First few years, the baby bonus should cover. maybe around 4 years old you will see the costs coming in.