I am an undergrad. Should clearing my student debt of 33k be a high priority or should I opt for higher risk investments to gun for the long-term?

Good question—if your loan rate is high, clear the debt first; if low, invest for growth. Informed choices matter, just like clear laws at https://thegunlaws.com/texas-constitutional-carry/.

Check StashAway reviews. They have yet to train the AI well enough to recommend you good investments. In the future, perhaps so.

A student loan has a high amount of interest rate (4-5%p.a) that usually takes into effect upon graduation.

In average, stock market returns over a period of 10 years fetch returns of about 7%.

A well-managed fund by a reputable fund manager would give you about 10% in returns.

If you're investing based on this methodology, your student loan debt is actually a good debt. But that would also be dependant on how much funds you have on hand and the frequency of your investments. Do the math and analyse if it's worth the investment.

Hello there!

I share a similar dilemma as I want to maximise the fact that all banks' interest would be imposed on my student loans starting June 2021 due to the government's response to COVID-19 for fresh graduants.

I would recommend to calculate the amount of returns that you are already getting from your savings accounte and compare with the returns that you could gain from investing. In addition, list down the pros and cons for both scenarios as well.

I have prioritised to save rather than invest as return on investments are not guaranteed and I need to repay off my student loans before June 2021 to avoid interests!

It's always a good idea to clear your debts firsts before looking into investments. Especially when your debt interest rates are high.

No point investing if the interest you earned from investments are lower than the combined interest rate of all your debt combined.