I am afraid of changing job even though there is a high chance that the next job has better prospects compared to my current. Should i just quit or stay?

Am stuck in the same situation as you

getting comfortable with where i am but also want to jump for better pay

gonna try throwing my resumes out and see how

What do you want?

Just go for interviews & wait for offers! Low stress is not necessary healthy (a little challenge activates the mind) unless you have a mental issue to manage (not trying to be offensive, just factually).

Salary & staff welfare is more of lousy benefit package, how about the culture and colleague relationship?

It’s totally normal to feel unsure about leaving a comfortable job, even if the next role looks more promising. The low stress might be a big plus, but if poor salary and benefits are bothering you, it’s worth considering whether staying will still feel okay a year from now.

If financial uncertainty is a concern, planning ahead can ease some of that worry. This article offers some practical tips: Smart Ways to Financially Plan for a Midlife Career Change(https://plannerbee.co/learn-personal-finance/fi...

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At the end of the day, it’s about what matters most to you, stability now or the potential for something better down the line. Taking time to weigh it up might bring more clarity.