I am 40 years old with $100k avail for investment, prefers capital protection with some growth. I already set aside 6 months of emergency funds and not needing the $100k in 5 years. What to invest?

Why not sp500 etf

Hi Aldray,

Since you already set aside your emergency fund already then you may want to be invest that some of money.

We set up Endowus to help you manage your Core Wealth - the core passive strategic asset allocation to equities and bonds, that give you globally diversified exposure and at the lowest cost achievable. The funds that we use are diversified across sectors already.

However, we do not have any products that have capital protection. I think that you can consider investing in a bond heavy portfolio with Endowus which is SGD hedged so that there is lower volatility (you have a shorter investment horizon) and you are not taking any FX risk.