I am 27 and have an IP AIA Healthshield Goldmax Standard started before the co pay feature kicks in. Can someone help to clarify the standard plan coverage for ward A and private hospital?

It will be good to know the full details of your plan in order to give you the right advice. Generally for AIA HealthShield Gold Max Standard Plan, it provides coverage for B1 ward and below in government hopsitals, subjected to the individual claim limits.

Generally, there is no way to get more coverage but reduce the cost. Therefore, you may wish to readjust your priority or speak with your agent to do a comprehensive financial planning. He will be in the best position to advise on whether it makes sense to do the switch.

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Hi there. The Goldmax standard plan does not cover 100% of your hospital bills, and it will not cover for Private hospital stays. It will only cover a portion of stays in Government hospitals. You will need to upgrade your hospitalisation plan if you wish to enjoy a much better coverage in Govt or Private hospitals.

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