Anonymous

05 Feb 2021

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Can I pay my deductible and co-insurance cap of $3000 with medisave for the prudential private hospital shield plan?

I've a prudential private hospital shield plans that covers 95% of deductible and 5% of the co-insurance.

Can i pay my deductible and co-insurance cap of $3000 with medisave?

Or must it be fully cash?

Prudential PRUShield Integrated Shield Plan

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Alicia Li

10 Jan 2022

Hi, just saw your descussion.

Yes, you can choose to do so. Usually can fully paid by MA, provided there is enough balance in MA.

(There is a colleague of mine, who did a surgery in 2021, cap $3000, paid by MA.)

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Pang Zhe Liang

05 Feb 2021

Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)

Generally you are allowed to use your CPF MediSave to cover part of the cost that you have incurred. However, you must note that this is subjected to the CPF MediSave withdrawal limit.

More Details: https://www.moh.gov.sg/cost-financing/healthcar...

Thereafter, you will have to pay the remainder in cash (unless you have other subsidies or financing schemees available).

I share quality content on estate planning and financial planning here.

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Related Products

Prudential PRUShield Integrated Shield Plan

4.1

21 Reviews

PRUShield Integrated Shield Plan Premier

$1,200,000

LIMIT PER POLICY YEAR

180 / 365 days

PRE & POST HOSPITAL

As Charged

OUTPATIENT BENEFITS

Private Hospital

WARD ENTITLEMENT

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