How would you manage your salary of 3.2k take home?

I know the conventional advice is the 50-30-20 but if i were you, i would aloocate this: 40(expenses), 30(savings), 30(investments). I prioritize investments and savings especially so future self will thank me. For now i'll cut back on expenses.

The first is to pay all bills and debts as these are fixed expenses. I would then set aside money for savings and investment (only after I have sufficient emergency funds to cover my possible investment losses.)

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I would then categorise my money (e.g food, entertainment, transport).

I also track my expenses with this app called Planner Bee as it is rather convenient as it can sync my bank transactions.