How much savings should a university student have?

At least 10k?

Personally for myself, I think that having a sizable amount will be enough for you , and also to set your own expectations. For myself , I have more than $10k in roboadvisors but I personally feel like that is not enough and I should have more capital in general. Do what works for you!

I think its hard to compare how much you have at this stage of life... Some students may be coming from richer family? Some do part time jobs and for the guys, they may have save up some money during their NS time (but also 2 years older). I see the savings as a head start, the earlier you start with investment then the more it get compound over the years.

The more important question as a final year student and soon to be entering the workforce, is that what do you plan to do with the 4k and what’s your financial plan going forward.

A solid financial plan will help achieve your financial goals, and keeps you accountable.