How much % of my salary should I put to StashAway & DBS Invest Saver for mid-high risk?

Hi there,
It's always worth putting 20-25% of your salary into mid-long term investments to build a portfolio - with discipline. There is typically no right time to enter but you can always increase your size of investment on certain days when you feel markets are oversold for e.g where they were in last Dec 2018.

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Regards

If you do not have a lot of financial commitments, 50% - 60% is very much doable assuming that you are keeping a close watch on your expenses. Recommend listing down all your expenses on a spreadsheet if you want to take it to this level. Of course, the above 50%-60% is assuming that you are earning a decent monthly salary. I would say around 2.8k take home for me.
Else, at the bare minimum, I would say 20% is alright.
If you are interested to minimise your cost and fees, I would recommend DIY investing, i.e. picking your own investment fund rather than going through StashAway. Generally speaking, I would stay away from unit trusts. Some argue that there is no sales charge. But most forget that most UT are actively managed funds and they are more expensive to invest in than passive products. Look into ETFs.

Note the same asset securities can be packaged into either UTs or ETFs. It is just a legal structure, each with its own nuances and unique attributes.
Last but not least, forget about timing the market. Even the experts have a hard time doing it right. Time in market is more important. Buy and hold your funds for at least 10-20 years. At least for me, I am holding it till retirement and slowly cashing it out.

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