How much CPF should a fresh graduate / young adult invest in with Endowus if they are just starting out?

Hi Keith,

For young adults/fresh graduates, it really depends on your future life plans, including whether you are getting a new house.

Since I am a lot older, I will use my colleague Sheng Shi as an example (he is 31 this year, getting old already) to provide the advice.

1. he has no plans to get a new house, neither does he intend to get an expensive place if he so wishes to

2. he can stop his Regular savings plans with Endowus as and when he has some plan to get a new place

he is comfortable investing most of his assets and savings including his CPF-OA with Endowus.

Ultimately it depends on your own financial goals as well as your housing needs, as Chuan Lee has shared above. ​​​

There is some restrictions on investing with CPF OA, like first 20k cannot be invested. Besides, do consider your housing needs before investing those money.