How many credit card should one hold on?

I have 3 credit cards currently:

1. OCBC 365 - for bills, dining
2. Citi rewards - for online shopping
3. SC simply cash - for large transactions

Answer is the lesser the merrier. Lesser chance of being scammed and unknowingly paying for the annual fees. Tons of time wasted monitoring your bills.

Depends on

• one's spending
• the potential rewards
• number of cards is manageable

I am holding on to 3 CCs currently: POSB EVERYDAY, OCBC FRANK and TRUST Bank.

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POSB EVERYDAY: Pay telco bills, online shopping at Lazada and Shopee

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OCBC Frank: Subscriptions

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TRUST: For grocery shopping at Fairprice supermarket and Unity.

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There isn't a hard and fast rule as to how many CCs you can have, as long as you can manage them well and pay the bills punctually.