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Jovan Lee

Edited 27 May 2022

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How Do I Improve My Credit Score If I'm Too Young To Have A Credit Card?

I'm 20 this year, most if not all the major credit cards that I've checked have a min age requirement of at least 21 years which is a bummer (even though it's only a year away for me)

I want to start early and improve my credit score as soon as I can, is there a way for me to do it right now?

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Not a financial advisor

01 Jun 2022

Yea most of the credit card min requirement are 21yo & 30k annual salary, so even if you hit 21, you still need to provide the salary record (cpf etc)

but you can get the student credit card tho, 18yo, but only $500 credit, one thing to take note is, dont apply too many student card from diff companies, later you cant get the free gift (airpod, apple watch etc) when u sign up higher credit card in the future, cause you will be counted as old customer haha

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William Lim

31 May 2022

Applied and owe 70+ credit cards. 12 Pages of CBS. Credit Rating of AA and score of 2000 (As per 2021)

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Kenny Tan

31 May 2022

Completely understand your concern and eagerness to start on your personal financial journey. I can ...

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