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Anonymous

18 Aug 2022

Saving Hacks

How do I bring my grocery bill down? I’ve spent close to $300 in the last month.

I buy groceries for me and my wife. We have just started the family and thus, not very familiar with the average spending on groceries per month. This is exclusive of daily necessities like toilet paper, detergent etc.

I do a trip every weekend to stock up on food (because we cook almost every other day). We go to Fairprice for the purchase and the things I bought normally are mushrooms, carrots, cucumbers, spinach, edamame, green onion, yellow onions, bell peppers, tomatoes, avocados, oat milk, pasta, chickpeas, nutrition bars, yoghurt, bananas, pickles, frozen chicken, salmon, shrimp, pasta, bread and spread. Basically the healthier food.

We're doing okay money-wise but trying to see if there are any tips to reduce the cost. How much are you spending per month on groceries?

Discussion (9)

What are your thoughts?

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Try housebrands, but honestly i think 300 for "healthier food" is ok? maybe can try sheng siong/ giant (where it may be cheaper at times) or buying in bulk like oat milk or comparing prices.

Vernice Ng

22 Aug 2022

Community Manager at Seedly

I think $300 is ok considering the food list you've mentioned! do u shop at ntuc? u can compare the prices with redmart/sheng siong sometimes they're cheaper over there

I normally use vouchers/rebates to my advantage.

Grab points + POSB everyday card for my sheng siong buys.

There are $5, $10, $20 vouchers each, and can be stacked with one another. Currently start from 2475 pts, but say the original is 2500 so idk if/when that will change. Then using my POSB card I get 5% rebate (for max $600, no minimum spend).

Grab also got Giant & Fairprice online vouchers also, then now have this new 10% points back thingy for Watsons which you can also use your POSB card to get rebates for at no min spend. So if you're already trapped in that ecosystem, might as well take advantage of it.

Fairprice App + 3% off w/ Blue chas card (Thu only)

If you always shop at Fairprice, you should get the Fairprice app and get link points ( with app can get double points now) if you prefer self-scan like me. Also if you have a Blue Chas card, you get 3% off your shopping on Thursday, can stack with all the previous rewards. If don't have then using the first 2 will get you quite a nice amount of savings. Can also explore the Plus credit card or membership, but I haven't delved into that yet.

These tips are for the physical stores only, idk if online got more savings.

We cook everyday and we are a family of 5.

Family Structure

4 x Adult

1 x Kid

Eating Style

Mon-Sat - Vegetarian

Sun - Non Vegetarian

Weekly → $140

  • Indian Vegetables($40 vegetables that can be found only in Indian grocery stores)
  • Mixed Vegetables( $20 vegetables that can be found in Super market & Wet market)
  • Fish & Meat( $40 Only from wet market)
  • Ad hoc Groceries e.g. Egg, bread ($20 Foodpanda)

Monthly → $120

  • Milk $25
  • Rice $40
  • Spices $35

Quarterly → $100

  • Chilli powder, Coriander powder, Rice flour e.t.c

I have corporate benefit of Foodpanda vouchers worth $20/week. We spend on average about $600 to $700 on Groceries per month

Some of the tips.

  1. Make a list of things to buy before going to grocery shopping and try to stick to it as much as possible. You wouldn’t believe how much it can save you.
  2. Always Keep a look out for prices at different stores when shopping.
  3. I shop at prime supermarket and their membership is free.
  4. My weekly Indian groceries from Murugan Stores. They give $10 for every $1000 spend with no expiry.
  5. My monthly Indian groceries from Selvi Stores. My dad works here and I get 10% discount.
  6. I use POSB everyday card whenever possible. It has minimum impact on my final bill but it helps me track the spending.
  7. Search Carousell/facebook for NTUC Vouchers. I have done this in the past and got heavy discounts. e.g. Some times people sell $100 voucher for $80 that is 20% discount.
  8. You could join Food Rescue Facebook group where you get groceries that are near expiry for free. I live in Sengkang and Food rescue group here is very super active.
  9. Buy Fruits and vegetables from countries that are closer to Singapore. e.g Banana from Indonesia and Malaysia are cheaper than one from Philippines.
  10. Always buy supermarket label products. e.g. Prime eggs are cheaper than organic eggs or any other eggs.
  11. Last but not least, I don’t believe in organic products. Its just marketing gimmick Nothing in this world is organic right now. So don’t waste your money on it. Please do your own due diligence on this
View 1 replies

Megan

18 Aug 2022

Product Manager at Seedly

Linkpoints are a lifesaver and help a lot, but I think $300 a month is quite okay considering everyt...

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