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I would like to learn how people in Singapore manage their monthly budgets. What are your best tips for saving money?
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Set a daily budget of $10/day for weekdays. $20/day for weekend (inclusive transport)
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Use cash instead of card/digital payment. You will feel the pain when you physically see your wallet become thinner.
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Wake up late during weekend to skip breakfast and have brunch instead.
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Stay at home and play game.
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Do it for extended period of time, your desire for material stuff will drop.
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We need to save from piggy bank for Singapore and learn monthly budgets....
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Best tip is to save first before spending! Set aside a fixed amount when your salary comes in, track small expenses like Grab and food delivery, and don't need to be too strict lah, just find a budget that works for you and stay consistent