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Anonymous
I also don't want to touch my e-funds if possible:( its so unhealthy but i can't help myself always thinking will i have enough if i quit my job and just take a break
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If you dont have enough then your worry is legitimate and you should do the math to find out if you have enough
If you know you have enough then just meditate to quell the illogical worry
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Move away from worrying to much of your finances by focusing on other stuff like things that you like and learn to take care of your mental health better
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What you need is additional source of income. Cashflows that keep coming in even when you are not in active employment. Then you can quit job and take a break with peace of mind.
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Live below your means....
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Hi, it sounds that you are really in a lot of stress. I think you could try some of the tips in this article to relax.
Also, it would help if you could pin point what exactly is causing this worry. Is it fear of losing your job or maybe a the occurance of a major life event that would eat up all your savings? Afterwards, then you could proceed to think of a contingency plan, such as having a side hustle, or review your current insurance coverage to ensure that you are sufficiently covered.