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After setting aside the $20,000 required, you can invest the remaining. You can choose a diversified portfolio and allocate your investments more in fixed income funds/money market funds and still have a portion on equities related funds for upside returns.
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Unfortunately, you can't put the first 20K away.
You will need to first open a CPF Investment Account with DBS, OCBC, UOB.
The first $20...
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