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So far I have been purchasing from Etiqa for short which is quite affordable and fuss free.. most importantly claiming is not an issue for me when trip is cancelled..
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Grab insurance is my go-to usually hahaha...
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There are a lot of options. We can access 15 diff ones, and usually we give like 3 options for ppl to choose from.
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From what i see, it really depends as cheapest can be not the best.