facebookHi all, I'm 31 and I just started learning about investment. My objective is long term investment with capital growth and earning some income through dividends. Is my current portfolio balanced or am I losing focus from my objective? - Seedly

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Anonymous

06 Jul 2020

βˆ™

General Investing

Hi all, I'm 31 and I just started learning about investment. My objective is long term investment with capital growth and earning some income through dividends. Is my current portfolio balanced or am I losing focus from my objective?

Below is my portfolio:

  • DCA STI ETF at $300/mth since 2015
  • DCA Stashaway at $200/mth since Sept18
  • holding 50 units of IWDA ETF and planning to DCA qtly
  • holding 2500 units of N2IU
  • Holding 10k of SSB
  • holding 8 months of emergency cash

I need some advice pls:

1) Should i stop my STI ETF and hold the fund?
2) Is my current portfolio balanced or am I losing focus from my objective?
3) Should I save up and buy more variety of dividends/growth stocks or should I build on my existing ones?

Discussion (3)

What are your thoughts?

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Rid most of it. consolidate your portfolio. it seems to be a very haphazard blend of instruments. You have the time essence, so go into longer term growth. I have got net 17% returns for my client's last year.

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If you would like to know what other options you have, you may reach out separately to me.

SG Invest St-neve

06 Jul 2020

Manager at SG INVEST by ST-NEVE

One of the ways to gauge your performance is to rate it against an index, it could be S&P500, Nasdaq, STI index.

This is how i would gauge my portfolio performance.

This will give you some sense of how you have done so far and it will answer the 3 questions ​​​

Jonathan Chia Guangrong

03 Oct 2018

Cybersecurity Trainee at Bank in blue

My take, if you really want capital growth and dividend income, research on 2 classes of stocks call...

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