Has anyone have any experience in getting a personal loan from the bank for short term investment purposes (1 year)? Let's say a low 1%+ interest loan for 20-50k for 1 year period?

Unlikely to have such a good rate available publicly

I think not everyone can have the 1%+ loan, depends on your credit?

I remember that i have received a call from bank last year, the loan % is as low as 1.5%? (Forgot, it’s very low due to pandemic), and normally it won’t give you a 1 year time frame? It’s like 3,6 months~ then you have to pay it back to avoid penalty~~~

Some rich guy with lots of diff bank acct with good credit and $ on them, they can actually borrow here to return there and keep going every 3,6 months hahah

And not everyone will know about the low interest, its very diff from credit card, you need to call them~ now i think its hard to get low interest anymore