During this period of time, is it better to execute lump sum investment or SIP investment? Is it true SIP investment isn't as profitable as lump sum?

Hi anon,

I'd suggest doing a mixture of both. Since you don't know when the market bottom is, DCA will remove timing, greed and fear. You can then monitor and do ad-hoc lump sum if you feel the prices of whatever you are looking at have decreased to a more attractive level.

However do note that this still requires you to do homework on what you are investing in. There's no point DCA-ing (or lump sump) into a company that will fail in the end, since you'll lose everything.

Hi there,

between the two of course you should take your budget and goals before deciding. However as you stated during this uncertain period it'll be safer to consider SIP compare to Lump Sum.

Of course there are other aspects you'll need to look at before making your decision to serve your goals.

Below i attach a link to a video of a webinar explaning more about SIP programm.

https://www.youtube.com/watch?v=nDpgVTT8J7s&t=10s

hope this helps,

Cynthia